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Is my data secure?

Yes. EU hosting, GDPR, bank-grade encryption, and PSD2 read-only bank access — see our security page too.

Written by Nicki Elgaard

Yes. We handle your data with the same seriousness as your bank.

  • Hosted in the EU — personal data stays in Europe.

  • GDPR-compliant with a data processing agreement for you as a customer.

  • Encryption: TLS 1.3 in transit, AES-256 at rest.

  • Bank: connection via a PSD2-licensed AISP with read-only account access — Payfriend never moves money without your bank’s own approval (SCA) when you pay bills.

  • Continuous security monitoring (including via Vanta) and public claims such as SOC 2 Type II, ISO 27001, and ISO 42001 — see the full page.

See also

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