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Auto: approve, book and pay

Below an amount, nobody touches the bill. Book once it is approved. Pay via the queue, or auto on due date via Overførselsservice.

Written by Nicki Elgaard

A policy can approve without asking anyone, book afterwards, and put the amount in line for payment. Typical for known, small spend — rent, Telia under a threshold, subscriptions you trust.

It is still Overførselsservice / the payment queue. Not a separate “Autopay”.

Before you start

  • You trust the supplier and the amount window

  • For auto on due date:Overførselsservice is connected (Automatic Payment under Settings → Payments), and the bill is DKK to a Danish reg. + account number

Steps

1. Open the policy

Settings → Approval Flow. New policy, or click an existing one.

Set If so only the right bills match (supplier + amount + currency). Other amounts and currencies should fall through to a chain or All others.

2. Auto-approve

Under Then → Approve choose Auto.

Auto approves without asking anyone, so the chain is not used. No MitID, no email to a manager — the policy says yes.

3. Book

Turn Book on if the bill should be booked once it is approved. If it was auto-approved, that happens in the same run.

4. Pay

Three choices:

On screen

What it means

None, paid manually

You pay later under Bills

Add to the payment queue

It sits ready. You send it when you want

Auto on due date via Automatic Payment

Payfriend queues it in Overførselsservice for the due date. Needs a connected agreement, DKK and Danish reg. + account

If you cannot pick auto payment, Automatic Payment is not connected. Connect the agreement, or choose the queue.

The money does not leave the same day via Overførselsservice — next banking day (or due date, if later). IBAN and foreign currency cannot use that rail.

5. Save and simulate

Simulate an amount inside the window (should hit auto) and an amount outside (should hit a chain or All others).

Check that it worked

  • The policy shows Auto — not Chain

  • A small test bill is approved without anyone being asked

  • Booking lands, if you turned it on

  • Queue or Overførselsservice matches what you chose

Common issues

Symptom

Cause

Fix

The manager is still asked

A policy above this one matches first, with a chain

Move the auto policy up, or tighten If on the chain

Auto OS is locked

No Overførselsservice agreement

Settings → Payments → Automatic Payment

IBAN bill in the OS queue

OS does not cover IBAN

Pay via Open Banking, or keep Pay on manual/queue

A large amount went auto

Amount To is missing

Set To, so large bills fall through to a chain

Next steps

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